Helping the Underinsured, Ethos Makes Term Life Insurance Affordable No other financial product provides the kind of security you get from life insurance. It helps beneficiaries during truly painful circumstances. Sadly, most adults either don’t have life insurance or have insufficient coverage for all of the things that arise in bereavement and its aftermath.
20 High School Graduation Gift Suggestions
Americans’ Biggest Money Mistakes: Survey
You’ve made some life decisions that you’ve regretted, and some of those decisions surely involve money. What sort of money mistakes have you made? Don’t be shy about admitting your financial mistakes. According to the latest version of Finder.com’s annual “America’s Biggest Money Mistakes” survey, you have 192 million fellow Americans to keep you company. […]
Make Your Long Weekends Fun and Frugal
5 Challenges Women Face in Retirement
How’s your retirement plan holding up? If you are a woman, you’re probably having more difficulty with retirement plans than your male counterparts. Despite advances, women still face lower average salaries – 82 percent of the average man’s salary, according to the Pew Research Center. Fewer working years on average, often due to time off […]
Higher Credit Scores Needed For Home Purchases
Average Homebuyer Score Rose from 700 in 2005 to 732 in 2016 Welcome to the 2018 home-buying market: Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this market, you’ll need two important things to land your dream […]
9 Steps to Improve Women’s Retirement Outlook
Women’s retirement outlook may have declined apace with the rise in the divorce rate — but no one can deny they often face greater financial challenges than men when it comes to planning for the future. Lower average salaries make it difficult for women to achieve suitable nest eggs — and this is exacerbated for […]
Only 37% Of Millennials Have Retirement Accounts
Who’s thinking about retirement when they’re young? Only about a third of millennials have retirement accounts. They’re typically not a priority for young workers – but they should be. That’s precisely the time to take the greatest advantage of compounding interest by contributing as much as your fledgling budget can afford. A new study from […]
7 Best Buys for Mother’s Day Gifts
It’s time to honor that special woman in your life. Mother’s Day is approaching, and whether you are buying for your mother, your wife, or both, consider some inexpensive alternatives or ways to save money on classic Mother’s Day gifts. Flowers Flowers are a popular Mother’s Day present, but you don’t necessarily have to pay […]
This Lender Repos 1 In 3 Cars It Finances — How to Avoid This Cycle
You frequently hear about America’s crushing student loan debt, but cars are not far behind — especially subprime auto loans. While student loans are approaching $1.5 trillion, outstanding auto loans topped the $1.2 trillion mark in the third quarter of 2017, according to the New York Federal Reserve. Subprime borrowers (with credit scores below 620) […]