Average Homebuyer Score Rose from 700 in 2005 to 732 in 2016 Welcome to the 2018 home-buying market: Rising demand and an extremely tight supply of homes, especially in the critical starter-home market, make it difficult to realize your goal of home ownership. In this market, you’ll need two important things to land your dream […]
9 Steps to Improve Women’s Retirement Outlook
Women’s retirement outlook may have declined apace with the rise in the divorce rate — but no one can deny they often face greater financial challenges than men when it comes to planning for the future. Lower average salaries make it difficult for women to achieve suitable nest eggs — and this is exacerbated for […]
Only 37% Of Millennials Have Retirement Accounts
Who’s thinking about retirement when they’re young? Only about a third of millennials have retirement accounts. They’re typically not a priority for young workers – but they should be. That’s precisely the time to take the greatest advantage of compounding interest by contributing as much as your fledgling budget can afford. A new study from […]
7 Best Buys for Mother’s Day Gifts
It’s time to honor that special woman in your life. Mother’s Day is approaching, and whether you are buying for your mother, your wife, or both, consider some inexpensive alternatives or ways to save money on classic Mother’s Day gifts. Flowers Flowers are a popular Mother’s Day present, but you don’t necessarily have to pay […]
This Lender Repos 1 In 3 Cars It Finances — How to Avoid This Cycle
You frequently hear about America’s crushing student loan debt, but cars are not far behind — especially subprime auto loans. While student loans are approaching $1.5 trillion, outstanding auto loans topped the $1.2 trillion mark in the third quarter of 2017, according to the New York Federal Reserve. Subprime borrowers (with credit scores below 620) […]
Is It Easier to Budget as a Minimalist?
When it comes to budgeting, no one budget is right for everyone. The key, for many, is determining needs versus wants or establishing a minimalist budget. Make It Simple With a Minimalist Budget A minimalist budget doesn’t necessarily mean you become the person whose mattress is on the floor and refuses to buy anything new. Setting […]
Where are the Best Free Online Workout Videos?
The answer to the question “where do you find free online workout videos” is pretty simple and obvious: YouTube. Sifting through the junk can be hard though, and finding a fitness channel that suits your needs can prove to be difficult as well. Below are some of the best free online workout videos and communities […]
Turn Spring Cleaning Into a Side Hustle or Career
Got a side hustle — or are you looking for one? If you’ve got a lot physical energy, then perhaps domestic work might make a good second job, and you might be able to market yourself seasonally doing spring cleaning. The average annual salary of a full-time maid is just over $23,600, according to PayScale. […]
Book Cheap Spring Break Trips Last-Minute In These Places
Each year, Booking.com releases spring break travel trends. This generally gives most people a good idea of the places to avoid for the seven-week period that is “spring break.” However, many others may be looking to score cheap spring break trips. If that’s the case, you’re in luck. Below are five locations that have been […]
The Evolution Of The Blockchain And The XYO Network
Think back to the time when the Internet became mainstream. If you’re like most people, this is close to the start of the new century. However, it actually became mainstream among undergraduate students as early as the 1993 when the web browser Mosaic made the web easy to access. Now the world is becoming aware […]