Over the past ten years, we’ve seen the rise of peer-to-peer lending. Prosper and Lending Club were the first to introduce this technology to link borrowers and investors. Peer lending has seen rapid growth since then, reaching $3.5B in funded loans by the year 2015. Throughout this time of rapid growth, one group of consumers […]
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Last-Minute Gifts Under $25 Everyone Will Love
With the hustle-and-bustle of the holiday season, it is easy to forget things, especially when it comes to presents. However, you don’t want to be the person who picks up a last-minute gift that everyone can tell is last-minute. Whether you just realized you forgot someone on your holiday gift list or you procrastinated on buying […]
This 26-Week Money Challenge Will Help You Save $5,000 Next Year
Collecting Personal Injury Compensation
Looking For a Fun Way to Save? Here’s a Printable 26-Week Savings Plan
Saving money is difficult. In fact, it is so difficult 70% of Americans don’t have enough money stashed away to cover a $1,000 emergency. This leads to people racking up unnecessary credit card debt and essentially hurting their long-term financial health. (There’s a reason Dave Ramsey’s Baby Step 1 is to save $1,000.) One of […]
How to Earn a Living During Your Studies
Being a student can be a full-time job. On top of that, about 87% of students live off campus. For many students, this means paying their own rent, buying their own groceries, and contending for other costs – both variable and fixed. Even Forbes has published an article about successful people who have been successful starting […]
Check Your Closest For These Things to Sell For Extra Money
Part of seeking a debt-free life (for me) has been finding ways to trim down my current lifestyle. For instance, I traded in my $150 a month gym bill for free workout opportunities. More recently, I’ve been looking through my closet for things to sell for extra money and snowball my debt with the cash […]
7 Ways to Get a Good Rate on a Cash-out Refinance
If you’re thinking about refinancing your home loan, a cash-out refinancing can be a great way to do it. These loans give a consumer the advantage of getting some money from their accumulated equity while also opening up the possibility of getting a lower monthly payment. For many loans, that lower monthly payment is a […]
Can You Save $1000 a Month?
The basis of having healthy finances is having a fallback plan, also known as an emergency fund. In fact, it is what Dave Ramsey often calls “Baby Step One.” Save $1000 a month (or within a month) to lay a good foundation for your finances. However, very few people heed this warning. I’m embarrassed to say […]
The Common Headaches and Obstacles of Running a Small Business
For many entrepreneurs, starting a business is a great achievement. However, maintaining the growth of that business is a big challenge faced by businesspersons in today’s era. Although the internet is opening up new opportunities for small businesses to thrive, numerous problems hinder their growth. The challenges are either internal or external. The ability of […]