Money Archives - Budget and the Bees

10 People Who Can Legally Access Your Bank Accounts Without Your Consent

The idea of a private, impenetrable bank account is comforting. However, this is ultimately a false assumption. The reality of who can access your money is far more complex. A surprising number of people and entities can legally access your funds, often without your direct permission. These situations aren’t based on illegal hacking. Instead, they […]

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12 “One-Time” Fees That Keep Charging Your Card

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You signed up for a service, paid a fee you thought was a single charge, and moved on with your life. Weeks or months later, you’re looking at your credit card statement and notice a charge from that same company. This sneaky tactic, often buried in the fine print of a user agreement, turns a

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7 Funeral Home Practices That Were Just Made Illegal

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The death of a loved one brings immense grief. This vulnerability makes families susceptible to predatory business practices. For decades, the Federal Trade Commission (FTC) governed the funeral industry with “The Funeral Rule.” Recognizing evolved consumer needs, the FTC recently updated these rules for the first time in 30 years. These changes increase transparency and

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9 Subtle Signs Your Inheritance Is Already Being Spent

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The period following the loss of a loved one is fraught with emotion, and financial matters can add a complex layer of stress. When you are expecting an inheritance, you place a great deal of trust in the person managing the estate, known as the executor or trustee. Unfortunately, this trust is sometimes misplaced, and

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7 Reasons Your Parents’ Estate Could End Up in the Hands of a Stranger

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You and your siblings have always assumed that when your parents pass away, you will inherit the family home and their life savings. Unfortunately, this is a dangerous assumption to make without proper legal planning. Every year, countless family fortunes are diverted from their intended heirs due to oversights, legal challenges, and unforeseen circumstances. The

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6 Billionaire Habits You Can Actually Adopt

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When we think of billionaires, we often picture lavish lifestyles, private jets, and superyachts that seem utterly unattainable. While you may not have a billion-dollar fortune, you can adopt the mindsets and daily routines that helped build it. The most successful people in the world often share a set of powerful daily practices that contribute

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10 Habits Keeping the Middle Class from Getting Rich

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Many middle-class people work hard for comfort and stability. Yet, true financial independence often feels out of reach. Systemic factors matter, but common financial habits also block middle class wealth. Understanding these habits is key to achieving real prosperity. This article empowers you by highlighting habits that may hurt your financial goals. 1. Spending Over

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10 Money Habits That Are Making You Poor—Here’s How to Change Them

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Feeling constantly broke, living under the dark cloud of financial stress, and struggling to make ends meet month after month is a harsh and demoralizing reality for far too many people. While systemic economic factors, wage stagnation, and the rising cost of living undoubtedly play a significant and often overwhelming role in financial hardship, certain

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Loaning Money to Family: What You Should Know Before Saying Yes

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When a family member approaches you for financial assistance, the emotional pull to help can be incredibly strong. You want to support your loved ones, but lending to relatives is a decision fraught with potential complications that can strain even the closest bonds. Before you open your wallet, it’s crucial to understand the unique dynamics

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How to Avoid Raising Kids Who Are Financial Red Flags

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Teaching kids about money is more crucial than ever. Poor financial habits learned young can lead to major problems later. We want our children to be responsible, not financial red flags. Avoiding this means proactive parenting around money matters. Let’s explore how to instill healthy financial attitudes early. These steps help build a foundation for

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