What is an Emergency Fund? Maintaining an emergency fund is a crucial part of financial planning. There are times in your life when you will have unexpected expenses and need cash on hand. Whether you are facing unemployment, medical expenses, car repairs, or some other dilemma, this money can keep you afloat. You can think […]
How Much Can You Sell Your Blood For?
If you have ever been in desperate need of quick cash, someone may have suggested that you sell your blood for money. However, there is a slight misconception that you can easily get paid for donating blood at your local American Red Cross. Since most hospitals do not accept blood from paid donors, this advice […]
Is Debt Consolidation the Best Option for Credit Card Debt?
Personal Credit Card Debt Like many people, I have multiple credit cards with outstanding balances. While mine has been manageable over the years, credit card debt keeps many people awake at night. It’s not hard to understand why when you see that American household debt hit an all-time high in 2018. The national total reached […]
Free Money Health Check Tools Online
Personal finances are a source of stress and concern for nearly everyone. Most of us never received formal education or training in how to manage our finances and properly plan for the future. As we get older, and our responsibilities become even greater. In turn, the anxiety only gets worse. Rather than facing the truth […]
The Long-Term Financial Impact of Coronavirus
The coronavirus pandemic has not only created a world health crisis, but is also affecting national economies and societies to their core. The impacts will vary between countries. However, there are few doubts that Covid-19 will create cascading effects on a global scale. The financial impact of coronavirus will be felt for years to […]
How to Track Mailed Stimulus Checks on Your Device
On March 27, 2020 the U.S. Congress signed the largest economic relief package in American history. The Coronavirus Aid, Relief and Economic Security (CARES) Act will provide financial relief for private citizens and businesses. One of the most important components of this $2 trillion relief package is the stimulus checks sent to all eligible adults. […]
Reasons for Not Getting a Stimulus Check
Many American citizens sighed in relief when the U.S. Government announced that everyone would be receiving a stimulus check. Although I have been fortunate to work from home, the relief payment offers some peace of mind. If yours has not arrived, it is time to look at reasons for not getting a stimulus check. […]
Investing Mistakes to Avoid After Turning 50
As you enter your 50s, your retirement years become much clearer. After spending years building assets and contributing to your retirement funds, it is time to put your plan into action. With only a few years left to make contributions, this is not the time for poor money management or financial decisions. This is especially […]
How Home Quarantine Changed My Budget Allocation
Living on a Limited Budget With businesses closed across the nation, the American economy has come to a standstill. The fortunate ones have been able to work from home, but laborers in other industries have been out of work for over a month. Without a steady influx of money, you need to tighten your budget […]
Ways to Improve Your Money Management Skills:
3 Immediate Actions to Improve Your Money Management When it comes to early financial education, there are serious gaps in knowledge for most people. Perhaps you were never taught how to manage and invest your resources. Maybe you are still paying off loans or a mortgage. Bad habits can also be formed if you observed […]