Diversification is a cornerstone of investment strategy, but you can overdo it. When you’re over-diversifying, you are actually working against yourself. It waters down your returns and portfolio’s performance. But, how can you tell if you’re over-diversifying? What is Over-Diversifying? In finance, diversification is an investment strategy to reduce market exposure and mitigate risk. […]
Going Back To School: One Year Certificate Programs
Many people consider going back to school to get a degree or change their careers. Maybe you want to increase your income or find more fulfilling work. No matter the reason, you do not have to attend a four-year university to find a good job. A certificate program might be exactly what you need to […]
How Learning a Foreign Language Boosts Your Earnings
Improving your language skills offers many personal and professional benefits. Not only does it provide new insights and access to other cultures, but it can entirely change your worldview. Becoming bilingual or multilingual gives you a global business perspective and more employment opportunities as well. From a financial perspective, learning a foreign language boosts earnings […]
Bestow Insurance: Pros and Cons
Big data and the increased power of computing have transformed personal finance. For example, companies such as Uber and Airbnb have changed how taxis operate and how you rent your house. This radical change is also found in the insurance industry as well. Life insurance markets have historically been characterized by a wide variety of […]
How to Fight Overdraft Fees
ta No one intends to overdraw their account. Overdraft fees are usually the result of an honest mistake. Unfortunately though, most banks charge a penalty when your account balance drops below zero. While fees vary between institutions, the average amount is just over $33. This fee can increase rapidly as well if your bank chooses […]
How to Get Paid to Shop for Things You’re Already Buying
Sometimes we feel like we are spending more money than we make. Groceries go up in price, gas prices rise, and unexpected expenses are always waiting to pop up in the most inconvenient moments. Fortunately, there are ways to find extra cash for doing the things you do every day. Here’s how to get paid […]
How to Start a Food Business from Home
Every talented chef and baker has likely thought about earning a profit from making the foods they love. Choosing to start a food business from home is a great way to turn your hobby into a business opportunity. However, there is a lot more to it than simply preparing your delicious delicacies. Once you have […]
SMBX: My Experience With Small Business Bonds
Investing is hot among retail investors. With low entry requirements, no fees on most platforms, and wide-spread information, they are all looking at ways to enter the market. Besides hopping on the latest meme stocks, small investors are also scouring for other ways to invest their money. And, a lot of people want to use […]
How to Sell Your Hair For Extra Cash
Summertime is quickly approaching. If you’re like me, then you’re probably looking for ways to make some extra money. Whether it be for a family vacation, a new bathing suit, or even just a day trip to the beach, finding the extra cash can be difficult. While brainstorming new ways to make money, I stumbled […]
What To Do If You Lost Your Wallet
I have never felt quite as helpless as when I lost my wallet in a foreign country. Stranded without cash or identification, I had to take action fast to protect myself and my finances. If you have lost your wallet or personal belongings, here is what you need to know to limit your financial responsibility […]
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