Top 4 Investment Tips That Beginners Can Follow in 2018

March 1, 2018 by Susan Paige

Investing your money for the first time is both daunting and exciting. It is daunting because the wealth of investment instruments currently available can be overwhelming. However, the prospect of earning returns on your investments is often enough to make you smile from ear to ear.

Similar to most parts of personal financial management, investing your money is something that you want to do with extra care. Fortunately, you have much more resources and plenty of opportunities to learn about investments today. Even better, these top 4 tips will help you get started with investing your money in 2018.

Leverage Technology

Technology is your friend when it comes to investing your money. Need to learn about how to invest in the stock market? There are plenty of websites and resource centres to guide you. Eager to find micro investment opportunities to try? You can turn to financial apps for answers. Interested in buying cryptocurrencies? You can try this method to buy Ethereum.

You now have apps and web services like Stockspot and BRICKX helping you with investment management. There are also apps that let you invest in real businesses through peer-to-peer lending. The opportunities are there, and you can learn more about them at a much faster rate with the help of technology.

Prepare for Losses

No investor I know – at least the successful ones – has an investment history that doesn’t involve making mistakes and taking on losses at some point. Making mistakes is a part of your journey, which is why you need to prepare for losses.

You will come across losses. Some losses are recoverable, while others may hurt your margin more than you anticipate. What you need to remember is the fact that this is a part of your journey as an investor. The goal is to remain profitable at the end of the day, not to chase after every single loss.

Have Clear Objectives

Speaking of goals, it is also important to understand the goals you want to achieve. Set short-term goals that include learning about the investment instruments you want to use, mid-term goals (usually for the year), and long-term goals. The long-term goals are how you want your portfolio to be in five to ten years’ time.

Clear objectives will help you determine the right instruments to invest in. From understanding your goals, you can determine the amount of return you want to pursue, the amount of risks you’re willing to take along the way, and the best way to construct your investment portfolio.


The last – but most important – tip to remember is starting today. Don’t wait until you have a lot of money in the savings account; you can now invest as little as $1 and begin earning return on the investment.

The sooner you get started, the sooner you’ll be able to achieve your goals and have a strong portfolio. As mentioned before, you have more investment opportunities to choose from today. Start browsing through them and take your first step into the world of investments in 2018.


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