Can you live without hot water during winter? The answer is absolute “NO” because you can’t afford to step in a cold shower. For a consistent supply of hot water, you will need a well-maintained boiler. If you are waiting for winter for an annual inspection, you are inviting troubles in your life. You have to arrange boiler serving and repair before the winter season. To do everything in a timely fashion, you will need a boiler cover.
Boiler Cover
It is a policy to cover your repair and servicing of your annual heating system. A trustworthy cover can increase your mental peace that you will get a registered engineer to fix possible breakdowns. If you want to buy the best policy, compare different covers in your area with Corgi HomePlan.
Some policies include boiler services; therefore, you will get an engineer for an annual service. It is an excellent way to ensure that your boiler is working in its optimum condition. The best boiler cover plan must help with:
- Drainage and plumbing repairs
- Central heating repairs
- Pests in home
- Electrical wiring
After getting a cover, you will get help for boiler repairs that include spare parts and labor. Moreover, extra services will be included in your policy. Based on the service provider, a boiler cover may help you in different manners:
- There will be a limit for an engineer to spend on repairs.
- You can make a limited number of claims in a year.
- A waiting period may vary in each policy. Remember, you can’t claim during the waiting period.
- A policy may not cover an old boiler. The service provider may not cover expensive repairs in an old model.
Understand Policy Exclusions
Before purchasing a boiler cover, it is essential to understand the policy exclusions. These things will help you to make the best decision:
- Age of Boiler: If your boiler is older than 7 to 10 years, numerous insurance providers will not accept you as a customer. Moreover, you may get a cover at a high price.
- Life of Boiler: Current customers may be wary. A few providers are not ready to renew their cover once a boiler reaches a particular age.
- Cost-limit: If a boiler breaks down, you will get it to repair within the cost limit of your boiler cover. Some service providers set an annual limit of almost £1,500. No doubt, you can get unlimited covers, but these plans can be expensive than others.
Why do you need a boiler cover?
Sometimes, a boiler cover is included in your home insurance. For this reason, you must check your home insurance plan before buying a separate cover. If you are renting, the boiler cover becomes the responsibility of your landlord. No doubt, the landlord permits you to get your plan.
It is a good idea to have a unique boiler cover immediately to avoid the trouble of waiting period. In numerous cases, you can’t claim because of the waiting period. Service providers do this to prevent you from taking out a cover during emergencies.
