financial planning Archives - Budget and the Bees

Before You Sign Anything — 6 Money Deals Every Woman Needs to Double-Check

We are often encouraged to be trusting, collaborative, and agreeable, especially in relationships and business. But when it comes to money, “trust” is not a financial plan. A signature on the wrong document can unravel years of hard work. Consequently, it can threaten your security and your independence. Too many women have found themselves in […]

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11 Financial Secrets Couples Should Share Before Kids

Money / Leave a Comment

Starting a family is exciting, but it brings new challenges—especially with money. Many couples avoid talking about finances until they have kids, but waiting can lead to stress and surprises. Sharing financial secrets before kids arrive helps you set clear expectations and build trust. You’ll be better prepared for the costs, from diapers to daycare.

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8 Savings Strategies Women Should Adopt Immediately

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Financial security feels more complicated than ever. For example, inflation is high. Goals also feel distant. For women, who often face a pay gap and career interruptions, building a strong financial foundation is not optional; in fact, it is essential. Waiting for “later” is not a plan. The good news, however, is that small, smart

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What Is A “Gray Prenup”? Why People Over 50 Are Making Them A Non-Negotiable

Relationships / Leave a Comment

The rate of “gray divorce,” or divorce after 50, has doubled in the last 20 years. Love later in life is wonderful. However, it is also financially complicated. People over 50 are entering new marriages with significant assets. For example, they have retirement funds, family homes, and adult children. For this reason, the “gray prenup”

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6 Investment Decisions Women Wish They Made Earlier

Investment / Leave a Comment

Making wise investment decisions early on can shape a woman’s financial future. Many women look back and wish they had started investing sooner or chosen different strategies. The reality is, life gets busy—between careers, family, and personal goals, it’s easy to put off financial planning. Yet, time in the market is a powerful tool for

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The Hidden Clause in Your Home Insurance That Means You’re Not Actually Covered for a Fire.

Insurance / Leave a Comment

Your home insurance policy document feels like a safety blanket. You pay your premiums diligently, trusting that if the unthinkable happens—like a devastating house fire—you are protected. You imagine a straightforward process of filing a claim and rebuilding your life. Unfortunately, for a growing number of homeowners, that safety blanket is a dangerous illusion. Buried

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The Adult Child Who Refuses to Leave Home: When Helping Becomes a Financial Nightmare

Lifestyle / Leave a Comment

You raised them to be independent. You pictured them building their own lives, careers, and families. Yet, here you are, years later, with an adult child still living in their childhood bedroom. At first, it seemed like a temporary solution—a way to help them get on their feet after college or during a tough time.

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7 Money Traps Women Fall Into Without Realizing

Money Management / Leave a Comment

Money traps are sneaky habits or situations that can quietly erode your financial well-being over time. For women, these traps often have unique twists, influenced by societal expectations, gender roles, and even the wage gap. Many women work hard to save and budget, only to find themselves stuck in patterns that hold them back from

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10 Financial Habits Women Regret After Divorce

Marriage / Leave a Comment

Divorce brings emotional upheaval, but it can also throw your financial life into chaos. Many women find themselves reevaluating past choices once the dust settles. The financial habits women regret after divorce often stem from decisions made during marriage or the divorce process itself. Recognizing these common pitfalls can help you avoid costly mistakes and

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6 Obscure Financial Myths That Cost Couples Thousands

Budgeting / Leave a Comment

Managing money as a couple is one of the biggest challenges in any relationship. You bring together two different histories, habits, and beliefs about finances. To make matters worse, there are countless pieces of financial “wisdom” floating around that are actually just myths. These misconceptions can lead to arguments, mistrust, and significant financial losses. Many

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