credit cards Archives - Budget and the Bees

9 Ways Credit Card Points Programs Quietly Influence Spending Habits

Credit card reward points can feel like a smart financial hack, transforming everyday purchases into future flights, hotel stays, or cash back. This powerful allure makes us feel like savvy consumers, beating the system one swipe at a time. However, these loyalty programs are meticulously designed by financial institutions with a deep understanding of human […]

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11 Budget Myths That Need to Be Debunked

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In the realm of personal finance, budgeting is akin to a wise friend who guides you through tough economic times. However, common misconceptions often turn people away from the true power of budgeting. Let’s debunk these myths and uncover the reality that can help you build a healthier financial future. 1. Budgeting Is Only for

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Beyond Budgeting: 14 Overrated Financial Strategies That Need a Reality Check

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1. Renting is A Waste of Time While home ownership is the American dream, renting often gets a bad rap. However, the reality check is in—renting can offer financial flexibility, lower utility bills, and a landlord’s responsibility for repairs. With mortgage rates above 6.5%, the so-called “American dream” is unattainable for many and renting is

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LoopPay Review: A New Form of Mobile Pay

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A couple weeks ago I was given the opportunity to try out an awesome mobile pay product called LoopPay. If you can’t already tell, I think it’s incredible! LoopPay is a system designed to replace the charge cards in your wallet, which means you can make a card purchase using your cell phone instead of

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