A recent study has revealed a concerning trend among Americans: a lack of preparedness for emergency expenses. According to the survey from financial analysis site Bankrate, only 44% of Americans are prepared for a $1,000 emergency expense, with nearly half of the respondents having less than $500 in savings. This is a slight increase from […]
Budgeting with Irregular Income While budgeting is an important part of financial planning, it is even more so if you do not get a steady paycheck. You need to budget on an irregular income to ensure your bills get paid each month. Otherwise, you may find yourself unable to pay for basic necessities or sitting
When it comes to creating a spending plan, it’s not one-size-fits-all. Rather, it is a personalized journey toward financial stability and achieving your goals. Since people and their perspectives vary, many different methodologies provide adaptable strategies for effective money management. What works for one person may not meet the preferences and individual goals of another.
8 Effective Strategies to Build Your Spending Plan Read More »
As the curtain closes on every year, I spend time reflecting on how I spent the year. I focus on what I’ve learned, how I’ve changed, and how I’m progressing towards my financial goals. I also look to how I can apply the knowledge I’ve gained over the past year to the next year, specifically
Hallo Halloween is next week. Your best friend just committed you to a party on Friday. You’ve got no idea what your costume will be and you’re strapped for time. Plus, Halloween wasn’t in the budget this month. You need help with some last minute Halloween costume ideas. Here are five tips and tricks to
The holidays are coming. Halloween is less than a month. Thanksgiving is next month. And Christmas is 77 days. All these holidays mean one thing – it’s time to party. If you plan to host a party this year, but need to watch your spending, below are seven secrets to throw a big party on
7 Secrets to Throw an Amazing Party On A Shoestring Budget Read More »
What are you having for dinner tonight? Don’t you hate that question? After a long day, the last thing you want to do is figure out what to eat. The best way to avoid decision fatigue is to plan your meals ahead of time. But how do you do it on a budget? And what
5 Simple Tips to Meal Plan for a Family on a Budget Read More »
What is the perfect budget? Each person has different money coming in and going out so no one budget is the same but every person can make a “perfect” budget for themselves. Having a budget is key to financial wellness. You must spend less than you earn to be financially well and they best way
