Without a doubt, finances shape the landscape of American politics. However, the financial muscle behind each party has long been a subject of intense scrutiny and debate. So when it comes down to the dollar and cents of it, who is richer, Democrats or Republicans? The Financial Divide: an Overview The financial landscape of American […]
Growing up in the country gave my family plenty of space. This also meant that my father had an inordinate amount of room to store his project vehicles, yard sale treasures, and other items not welcome in the house. Over the years his barn and three-car garage gathered a wide array of items. Many people
Credit risk mastery paves the pathway to prudent, profitable lending: it’s a high-stakes game for lenders. Evaluating borrowers’ likelihood of default allows lenders to avoid losses and extend credit confidently. With diligent assessment, you can thrive amidst the complexities of financial markets. This article dives into crucial strategies you can employ to refine your credit
Mastering Credit Risk Assessment: Key Strategies For Lenders Read More »
Budgeting with Irregular Income While budgeting is an important part of financial planning, it is even more so if you do not get a steady paycheck. You need to budget on an irregular income to ensure your bills get paid each month. Otherwise, you may find yourself unable to pay for basic necessities or sitting
1. Renting is A Waste of Time While home ownership is the American dream, renting often gets a bad rap. However, the reality check is in—renting can offer financial flexibility, lower utility bills, and a landlord’s responsibility for repairs. With mortgage rates above 6.5%, the so-called “American dream” is unattainable for many and renting is
Beyond Budgeting: 14 Overrated Financial Strategies That Need a Reality Check Read More »
Just about everyone could use an extra $5,000 in the bank. What if you could rack up that amount over the span of 26 weeks? This money challenge could help you get there. Get $5K in the Bank in 2023 Money challenges have risen in popularity over the past few years and many people take
This 26-Week Money Challenge Will Help You Save $5,000 Next Year Read More »
If there’s one thing I can confidently talk about, it’s renting. In the last 10 years, I’ve lived in 6 different cities, and I’ve rented in every single one of them! Plus, I’m happy to say, I’ve been able to get my rent deposit back at each different apartment. Renting is great in my opinion
If you’ve been working on your credit, you may be looking into different types of credit cards. Choosing the right card can be difficult. There are so many different kinds of credit cards out there. What about one of the most popular credit card companies in the United States, Visa? What are the differences? And,
Knowing your credit score is important. It impacts your ability to buy things and live your life the way you want. There are various credit ranges, usually characterized by the terms very poor, poor, fair, good and excellent. What about a 637 credit score? Is that a good credit score and what purchases will you
Credit Score Ranges: What Can a 637 Credit Score Get You? Read More »
I spend a good portion of my time reading other blogs and looking for ways to improve how I manage my personal finances. And I can assure you, there is no shortage in the number of resources and ideas out there. While I have built my savings philosophy from several models, one idea has been
How Many Accounts Does It Take To Manage Your Finances? Read More »
