Money Archives - Budget and the Bees

Are Your Overseas Bank Transfers Killing Your Social Security Benefits?

Many Americans dream of living abroad, whether in retirement or for work. But if you receive Social Security benefits and frequently make overseas bank transfers, you might be risking more than just extra fees. Understanding how these international transactions affect your Social Security benefits can help you avoid costly mistakes. The rules can be confusing, […]

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8 Salary Shares That Backfired in Court

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The movement for pay transparency is gaining momentum. Online, workers are increasingly sharing their salary information on platforms like Reddit, TikTok, and LinkedIn to expose wage gaps and empower their peers to negotiate better pay. Under the National Labor Relations Act (NLRA), most private-sector employees have a legally protected right to discuss their wages. However,

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9 Family Loans That Become Legal Nightmares After a Death

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Lending money to a family member often comes from a place of love. It feels simpler than dealing with a bank. You might skip the formal paperwork, relying on a handshake and trust. While this often works, it can become a ticking time bomb when the borrower or lender passes away. Without a clear, written

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8 “Secure” Payment Apps That Don’t Cover You in Court

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Peer-to-peer (P2P) payment apps have made sending money as easy as sending a text. They feel safe and are backed by major tech companies and banks. We use them to pay the babysitter, split a dinner bill, or buy something online. We trust them. But that trust is dangerously misplaced. The speed and finality that

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9 Rookie Seller Mistakes That Trigger Lost eBay Payments

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You made the sale, carefully packaged the item, and shipped it off. You should be celebrating, but instead, you’re staring at a hold on your funds or, even worse, a payment reversal. For new eBay sellers, the platform can feel like a minefield of potential financial pitfalls. A simple oversight can quickly lead to a

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8 Trust Features That Create Trust—And Kill It Instantly

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A legal trust is meant to be a fortress that protects your assets and your family’s future. It’s designed to provide peace of mind, ensuring your wishes are honored long after you’re gone. But what happens when the very walls of that fortress are built with flawed materials? The same powerful legal trust provisions intended

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9 Facts Lawyers Discover Too Late About Digital Estate Rights

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In today’s world, our lives are intrinsically linked to the digital realm. We manage finances, store precious memories, and build social connections online. Yet, when it comes to estate planning, these valuable digital assets are often an afterthought. Many people assume their loved ones can simply access their accounts with a password, but the reality

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7 Myths About Setting Up a Trust Everyone Still Believes

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When you hear the term “living trust,” what comes to mind? For many, it’s images of sprawling mansions and vast family fortunes. This common misconception is just one of many myths that prevent everyday people from exploring one of the most powerful estate planning tools available. Believing these falsehoods can lead to costly probate, family

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7 Things You Should Never Send on Peer‑to‑Peer Money Apps

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Peer-to-peer (P2P) money apps like Zelle, Venmo, and Cash App have revolutionized the way we exchange money. Splitting a dinner bill or paying a friend back for concert tickets is now as easy as tapping a few buttons on your phone. But this convenience comes with significant risks. These platforms are designed for transactions between

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8 Shocking Truths Everyone Ignores About Success

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The modern world relentlessly sells a specific version of success, often defined by wealth, status, and constant achievement. We see it glorified in movies, celebrated on social media, and pushed by motivational gurus. However, this narrow definition often leads people down a path of burnout and dissatisfaction, chasing a horizon that always seems to recede.

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