This year we made some changes to our usual Christmas routine. Typically we vacation for Christmas because I prefer to build memories and experiences for my family, rather than generating a pile of plastic toys that will get tossed, donated, or sold within the next year. This year, we decided to do traditional gifts. Plus, […]
You already know the basics on how to save money on clothes with tips like sell your old clothes and shop at thrift stores. While useful, they don’t help you look stylish AND save money. Here are seven surprising and clever tips that will have you dressing for less while looking your best. 1. The
As the curtain closes on every year, I spend time reflecting on how I spent the year. I focus on what I’ve learned, how I’ve changed, and how I’m progressing towards my financial goals. I also look to how I can apply the knowledge I’ve gained over the past year to the next year, specifically
As a young girl, my friends and I would talk about if we could use the printer to copy our lunch money. We’d concoct all kinds of strategies to make our counterfeit bills look legit, like crumpling each bill in our hands to make them look used. Then we’d dream about all the shopping we
I’ve used everything from excel spreadsheets to budget planners designed by personal finance bloggers to planners designed by myself to (embarrassingly) nothing at all. What is the best tool? I’m sure you would agree, nothing at all is NOT the option to choose. Budgeting Tools I’ve Used I’ve always leaned toward a paper planner. There’s
Today, I attended a conference held by The Inspiration Lab. It was a fantastic conference, and one speaker, in particular, captured my attention. Nicole Homes from GE Power presented on the topic of negotiation. It got me thinking about how much I avoid negotiation in my life. I have consciously overpaid on everything from cars
Today I was sitting in on a benefits presentation for a client of mine. The ADP representative was presenting the different health plans available for the employees to choose from during open enrollment. The last plan she presented included an HSA, which the employer would contribute over $100 a month. As I looked around the
Thanksgiving is around the corner. And peeking out behind Thanksgiving is the trifecta of November sales: Black Friday, Small Business Saturday, and Cyber Monday. To help you make the most of your budget, I’ve created a list of the seven best things to buy in November. Seven Things To Buy In November (And One Not
Seven of the Best Things to Buy in November (Plus One Thing To Skip) Read More »
Hallo Halloween is next week. Your best friend just committed you to a party on Friday. You’ve got no idea what your costume will be and you’re strapped for time. Plus, Halloween wasn’t in the budget this month. You need help with some last minute Halloween costume ideas. Here are five tips and tricks to
Are you an A+ budgeter that knows exactly where every dollar goes? Or are you more of a free spirit who doesn’t like the restrictions of a budget. Truth-be-told, I sit perfectly in the middle of both scenarios – I possess qualities from both personalities. However, given the critical role a budget plays in meeting
