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Jenny Smedra

Jenny Smedra is an avid world traveler, ESL teacher, former archaeologist, and freelance writer. Choosing a life abroad had strengthened her commitment to finding ways to bring people together across language and cultural barriers. While most of her time is dedicated to either working with children, she also enjoys good friends, good food, and new adventures.

9 Warning Signs That You Aren’t Saving Enough for Retirement

9 Warning Signs That You Aren’t Saving Enough for Retirement

Although most people hope to retire in their 60s, it is becoming a less realistic goal in today’s economic climate. Increasing inflation rates, the greater cost of living, and heavier financial burdens have made it more difficult to reach these savings goals. According to financial experts, it takes approximately 70% of your annual salary to

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