Personal Credit Card Debt Like many people, I have multiple credit cards with outstanding balances. While mine has been manageable over the years, credit card debt keeps many people awake at night. It’s not hard to understand why when you see that American household debt hit an all-time high in 2018. The national total reached […]
Is Debt Consolidation the Best Option for Credit Card Debt? Read More »
Personal finances are a source of stress and concern for nearly everyone. Most of us never received formal education or training in how to manage our finances and properly plan for the future. As we get older, and our responsibilities become even greater. In turn, the anxiety only gets worse. Rather than facing the
The coronavirus pandemic has not only created a world health crisis, but is also affecting national economies and societies to their core. The impacts will vary between countries. However, there are few doubts that Covid-19 will create cascading effects on a global scale. The financial impact of coronavirus will be felt for years to
On March 27, 2020 the U.S. Congress signed the largest economic relief package in American history. The Coronavirus Aid, Relief and Economic Security (CARES) Act will provide financial relief for private citizens and businesses. One of the most important components of this $2 trillion relief package is the stimulus checks sent to all eligible adults.
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Many American citizens sighed in relief when the U.S. Government announced that everyone would be receiving a stimulus check. Although I have been fortunate to work from home, the relief payment offers some peace of mind. If yours has not arrived, it is time to look at reasons for not getting a stimulus check.
Living on a Limited Budget With businesses closed across the nation, the American economy has come to a standstill. The fortunate ones have been able to work from home, but laborers in other industries have been out of work for over a month. Without a steady influx of money, you need to tighten your budget
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3 Immediate Actions to Improve Your Money Management When it comes to early financial education, there are serious gaps in knowledge for most people. Perhaps you were never taught how to manage and invest your resources. Maybe you are still paying off loans or a mortgage. Bad habits can also be formed if you observed
When I was about 7 years old, my aunt took me to a local ice cream shop after a particularly hot summer day. As we sat down with our cones, she leaned over the table and whispered, “Do you know who that is? That’s Warren Buffet!” Of course I had no idea who he was
Warren Buffet: How One Man Helped Shape a Community Read More »
Now that everyone is spending more time at home, you are probably noticing a spike in your utility bills. Even though you are saving money by staying home, it is possible to reduce your expenses even further. Here are a few ways of cutting energy costs while we are all under quarantine. Unplugging Appliances to
Forbes Billionaires The beginning quarter of 2020 has been costly for investors around the world. The stock market crash which began on February 20, 2020 saw the Dow Jones drop an average of 17%. This is the greatest drop since the 2008 mortgage crisis, causing more than $6 trillion of global stocks to disappear. This
