When it comes to our personal finances, there’s a lot on our plates. There are countless corporations who have a vested interest in swindling you out of your hard earned money by tricking you into buying things you don’t need. There are bills to pay, there are mouths to feed, and the list goes on. It can feel like an endless struggle to maintain your funds. It’s not as hard as it might seem however. By making informed choice on the regular, you can save money to secure your financial future. Keep on reading to find out how.
First and foremost, let’s talk about luxury purchases. Conventional wisdom is to simply avoid this kind of purchase. However, I would argue that we need our creature comforts in order to maintain our sanity in the face of the daily grind, and so finding a way to reduce the cost of these items is possibly the right way to go. For instance, using this MLB Shop coupon, you can save money on the sports paraphernalia you love so much. With enough digging on the internet, you can find all sorts of coupons and sales to save you money on just about everything you want or need. This can more than take the edge off these “unnecessary” purchases. That way, you can indulge yourself from time to time in order to maintain morale with breaking the bank.
Next, let’s talk about ways to save in the grocery store. For starters, you’ll want to utilize the techniques put forth above. This applies pretty much universally, so keep that in mind. Then, you want to get in the habit of buying off brand products. These items will be on lower shelves in the store, because eye level shelves are the sole domain of name brand products . The off brand products have a certain stigma attached to them, but that’s (mostly) just propaganda. Generally, these items are just as good as the “real thing,” so there’s no reason not to take advantage of these savings.
James Hendrickson is an internet entrepreneur, blogging junky, hunter and personal finance geek. When he’s not lurking in coffee shops in Portland, Oregon, you’ll find him in the Pacific Northwest’s great outdoors. James has a masters degree in Sociology from the University of Maryland at College Park and a Bachelors degree on Sociology from Earlham College. He loves individual stocks, bonds and precious metals.