
Dogs have always been considered loyal companions, but in recent years, the cost of ownership has skyrocketed. Vet bills, food prices, grooming costs, and even pet insurance have all increased, making some breeds financially out of reach for the average middle-class household. What was once a simple decision—bringing home a furry friend—now requires serious financial planning.
While all dogs come with expenses, some breeds are particularly costly due to health issues, high-maintenance grooming, and specialized care requirements. Here are eight dog breeds that the middle class can no longer afford without stretching their budget thin.
English Bulldog
English Bulldogs are known for their wrinkly faces and affectionate nature, but they come with a hefty price tag. The initial cost of a purebred English Bulldog can range from $4,000 to $8,000, making them one of the most expensive breeds to purchase.
However, the real financial burden comes from their health problems. Bulldogs are prone to breathing issues, hip dysplasia, and skin infections, leading to frequent and costly vet visits. Their flat faces make them more likely to suffer from heatstroke, requiring extra care in warm climates. Between medical expenses, high-quality food, and grooming, owning an English Bulldog can cost thousands of dollars per year.
Bernese Mountain Dog
The Bernese Mountain Dog is a gentle giant with a loving personality, but their size and health concerns make them an expensive choice. These dogs require large amounts of food, which can cost hundreds of dollars per month.
Their thick, double-layered coat also demands regular professional grooming, adding another ongoing expense. On top of that, Bernese Mountain Dogs have a tragically short lifespan of around 6 to 8 years and are prone to cancer, hip dysplasia, and heart issues. The frequent medical bills make them a difficult breed for middle-class families to afford long-term.
Chow Chow
Chow Chows are known for their fluffy coats and independent personalities, but they are far from budget-friendly. A purebred Chow Chow typically costs between $3,000 and $6,000, and that’s just the beginning.
Their thick fur requires professional grooming every few weeks, and their strong-willed nature often calls for professional training, which can be expensive. Additionally, they are prone to autoimmune diseases and joint problems, leading to high veterinary costs. The combination of grooming, medical care, and training makes this breed difficult for many middle-class families to afford.
Great Dane

Great Danes are often called “gentle giants,” but their size alone makes them one of the most expensive breeds to own. These dogs require a massive amount of food—often costing upwards of $100 per month just to feed them properly.
Their large size also leads to serious health issues, including heart disease, bloat, and joint problems. Medical treatments for Great Danes are particularly costly because medications, surgeries, and procedures must be adjusted for their enormous size. Many pet insurance providers charge higher premiums for this breed, making ownership even more expensive.
French Bulldog
French Bulldogs have become one of the most sought-after breeds in recent years, but their popularity has driven prices to astronomical levels. A purebred French Bulldog can cost anywhere from $5,000 to $10,000, making them one of the priciest small breeds on the market.
Beyond the initial cost, French Bulldogs suffer from chronic health issues, including respiratory problems, spinal disorders, and skin allergies. Their small airways make them prone to overheating, which means owners often have to take extra precautions, such as keeping their home cooler or investing in pet-friendly cooling solutions. These expenses quickly add up, making the breed less accessible to middle-class families.
Tibetan Mastiff
Tibetan Mastiffs are massive, majestic dogs originally bred to guard livestock in the Himalayas. While their thick coats and impressive stature make them an appealing choice, the cost of ownership is staggering.
A purebred Tibetan Mastiff can cost between $3,000 and $7,000, with some rare ones selling for even more. Their thick fur requires extensive grooming, and their large size demands high-quality food in large quantities. Additionally, they require strong, secure fencing, as they are known for their independent and territorial nature. Veterinary bills for this breed can also be high, making them a financial burden for most middle-class families.
Irish Wolfhound
The Irish Wolfhound is a graceful and noble breed, but their sheer size makes them expensive to own. These dogs grow incredibly fast and require large amounts of food, making feeding costs one of the highest among all breeds.
Their health concerns are another major expense. Irish Wolfhounds are prone to heart disease, bone cancer, and bloat, all of which require expensive veterinary care. Given their short lifespan of around 6 to 8 years, the high medical costs are compressed into a short period, making ownership financially draining.
Afghan Hound
Afghan Hounds are known for their elegant appearance and long, silky coats. While they may look regal, maintaining their beauty is extremely costly. Their coats require constant grooming, with professional sessions costing hundreds of dollars per month.
Beyond grooming, Afghan Hounds can be prone to genetic conditions that require ongoing veterinary care. They are also known for their sensitive digestive systems, meaning they often need specialized, high-quality diets. The cost of food, medical care, and professional grooming makes this breed difficult for the average middle-class family to afford.
The Rising Costs of Dog Ownership
The reality is that dog ownership is becoming increasingly expensive across all breeds. From veterinary costs to food prices, pet care expenses have surged in recent years. While many families dream of owning a specific breed, financial realities often make certain dogs out of reach.
Before bringing a dog home, it’s essential to research the full cost of ownership—not just the initial purchase price. Planning for veterinary bills, food, grooming, and unexpected medical emergencies can prevent financial strain and ensure that your furry friend receives the care they deserve.
Are you surprised by the rising costs of dog ownership? Would you like to own any of the dogs on our list? Share your thoughts in the comments below.
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Latrice is a dedicated professional with a rich background in social work, complemented by an Associate Degree in the field. Her journey has been uniquely shaped by the rewarding experience of being a stay-at-home mom to her two children, aged 13 and 5. This role has not only been a testament to her commitment to family but has also provided her with invaluable life lessons and insights.
As a mother, Latrice has embraced the opportunity to educate her children on essential life skills, with a special focus on financial literacy, the nuances of life, and the importance of inner peace.