Dear Dave, A few years ago, I had a real problem with credit card debt. Since then, I’ve gotten much better at handling my money, and I’m making about $80,000 a year. Two weeks ago, I received a letter about a credit card I had in 2020. The amount owed is $7,688. The letter doesn’t […]
Dave Says: The Walking Debt Read More »
One area of personal finance that remains constant even in these ever-moving and changing landscapes is the fact that, on average, men amass more debt than women. And, of course, the results are pretty much the same for credit cards, mortgages, and personal loans. Understanding some of these reasons, which are multifaceted in origin, is
Gender and Debt: 10 Reasons Why Men Accumulate More Debt Than Women Read More »
Through this recent series of articles, we have explored many aspects of how to create and adhere to a spending plan. However, this article will take a deeper look at several ways that a spending plan can help you deal with the heavy burdens of debt. Although this can be a daunting task, having a
12 Ways a Spending Plan Can Help You Deal With Debt Read More »
The medical field is an incredibly demanding yet rewarding career path that requires students to invest a lot of time, money, and energy into their studies. Unfortunately, the overwhelming expense of attending medical school can be burdensome for even the most fiscally responsible individuals. Many future doctors find themselves in significant debt after obtaining their
Paying Back Medical School Loans: Tips for Success Read More »
Everyone talks about using coupons to save big on groceries. There are shows dedicated to people who work hard to get free stuff and have garages devoted to the stockpile of potato chips, sodas, and toilet paper. There is a lot of good information coming out about how to save tons on groceries, but we
Here’s How to Use Couponing for Debt Relief Read More »
The United States government has made tax cuts, provided bailouts, and even increased spending in some cases to help the economy. Is the real answer to the economic turmoil forgiving student loans? A recent report from a group of economists at the Levy Economics Institute of Bard College showed that if the government decided to cancel student loan
Should the U.S. Government Cancel Student Loan Debt? Read More »
If you all frequent “Budget and the Bees” you know that I have sworn to refinance my student loan, pay off my debt by March 2017 (well, my smaller, more manageable debts any way). To many that may seem like a large, unobtainable goal. However, I’m here to tell you that it’s not! Here is my
My Debt Payoff Plan for 2017 Read More »
‘Tis the season… to pay off your debt that is. When you think snowflakes you don’t likely think off a debt payoff plan but that is about to change! Once you’ve read this article you’ll want to start snow flaking your debt immediately. What is a Debt Snowflake? A debt snowflake sounds pretty terrifying, right?
How to Snowflake Your Debt Read More »
More recently I’ve been in the market for an apartment or home. Checking into apartment rates and mortgage rates in my area and getting turned down multiple times made me look into my credit score and the amount of debt I have. Once I realized I’d be getting into no apartment here without paying off
Why You Should Decide to Get Out of Debt Quickly Read More »
