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Money

10 Money-Saving Strategies from the Great Depression That Work Today

10 Money-Saving Strategies from the Great Depression That Work Today

The Great Depression, a period marked by severe economic downturn and hardship, forced families to become incredibly resourceful to survive. Today, amid rising living costs and financial uncertainties, these time-tested strategies from the 1930s can still help us manage our budgets more effectively. Here are ten frugal lessons from the Great Depression era that are […]

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Gender and Debt

Gender and Debt: 10 Reasons Why Men Accumulate More Debt Than Women

One area of personal finance that remains constant even in these ever-moving and changing landscapes is the fact that, on average, men amass more debt than women. And, of course, the results are pretty much the same for credit cards, mortgages, and personal loans.  Understanding some of these reasons, which are multifaceted in origin, is

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Mastering Credit Risk Assessment: Key Strategies For Lenders

Credit risk mastery paves the pathway to prudent, profitable lending: it’s a high-stakes game for lenders. Evaluating borrowers’ likelihood of default allows lenders to avoid losses and extend credit confidently. With diligent assessment, you can thrive amidst the complexities of financial markets.  This article dives into crucial strategies you can employ to refine your credit

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Beyond Budgeting: 14 Overrated Financial Strategies That Need a Reality Check

1. Renting is A Waste of Time While home ownership is the American dream, renting often gets a bad rap. However, the reality check is in—renting can offer financial flexibility, lower utility bills, and a landlord’s responsibility for repairs. With mortgage rates above 6.5%, the so-called “American dream” is unattainable for many and renting is

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